mortagages loan


A loan that is secured by property or real estate is called a mortgage. In exchange for funds received by the homebuyer to buy property or a home, a lender gets the promise of that buyer to pay back the funds within a certain time frame for a certain cost. The mortgage is legally binding and secures the note in giving the lender the right to have legal claim against the borrower’s home if the borrower defaults on the terms of the note. Basically, the borrower has possession of the property or the home, but the lender is the one who owns it until it is completely paid off.

The mortgage is usually to be paid back in the form of monthly payments that consist of interest and a principle. The principal is repayment of the original amount borrowed, which reduces the balance. The interest, on the other hand, is the cost of borrowing the principal amount for the past month.​.


  • Repayment mortgages
  • Interest-only mortgages
  • Fixed rate mortgages
  • Variable rate mortgages
  • Tracker mortgages
  • Discounted rate mortgages
  • Capped rate mortgages
  • Cashback mortgages
  • Offset mortgages
  • Flexible mortgages
  • First time buyer mortgages
  • Buy to let mortgages

Before you decide which mortgage is right for you, there are more decisions you need to take. How long should you fix your mortgage for? Should you choose a fixed or variable rate mortgage?

Our mortgage advisers know how complicated the mortgage market is and they're happy to answer any questions you have. They'll help you find the mortgage that suits you best. There's no obligation and no charge for our service. It's fee free.